People Make the Money Go Round

In industry, in finance, even in government peopletangible elements of the economic equation -
apply principles of supply and demand, productionphysical resources and labor while it is the
and consumption, leverage and compound interestintangible elements - knowledge, ideas, and
with impunity. Nowhere are immutable laws,motivation - that matter.
predictability and certainty more sought after andPhysical resources are required to sustain living
valued than in business and markets. Economists,things. Nothing happens, however, for production,
academics, business consultants and financial gurusdistribution, services or trade, without labor.
alike seek to refine hypotheses and develop everSomeone, or most often some group, must do
more exacting language in an attempt tosomething to produce or provide a product or
demystify the workings of supposedly rationalservice to meet a specific need or want. The
free market systems. In their haste to definitivelydance of supply and demand is a vastly human
determine the path to fortune, the learnedundertaking.
theorists overlook the most fundamental andBeyond physical resources and labor, every
significant aspect of money and markets - people.human activity, every product or service
If we were to attempt to assess the worth of alldeveloped or offered for trade is the result of
items with economic value in this world, fromthe application of motivation, ideas, and
people to resources to ideas we undoubtedlyknowledge. People are motivated to manipulate
would arrive in the hundreds of trillions of dollars.labor and physical resources into viable products
The estimated value of everything, from realand services for personal use or trade. The more
estate, to commodities, to personal, corporate, orknowledge and innovation people apply to create
government owned property, however, is notproducts or services or improve processes the
fixed. Values are in fact volatile expectations ofmore efficient and effective they can be
worth. These expectations are held, not in a vault,supplying wants and needs and the greater their
not in a computer, not in a quarry, but in thepotential to profit.
minds of human beings. The value of all things areHuman beings store value. With and within human
determined by the wants and needs, by thebeings reside knowledge, know-how, labor,
desires, of human beings. All values are set bymotivation, and demand. These elements
needs, wants or desires. These needs, wants orseparately or when combined with physical
desires constitute demand.resources determine the nature, intent and
Conversely, human beings provide the motivation,outcome of market activities. Human beings have
the knowledge, and the labor to meet all types ofmonetary value. A monetary value that in
economic demands - wants, needs, desires. Theaggregate, dwarfs the estimated value of all stuff.
energy of ideas combined by labor and often withPeople need and want. To the degree they need
natural resources act to satisfy the seeminglyand want, people determine value. People also
insatiable desires of an ever growing population.create - they produce products and services to
As no one is an island unto himself, people benefitfulfill demand. People are the economic engine, the
from the time, energy and talent others apply toeconomic fuel, and the economic drivers
production, distribution and a myriad of otherdetermining both supply and demand. People make
value added pursuits for sustenance and quality ofmoney, earn money, empower money. People
life. People supply the products and services toare the makers and mistresses of markets. If
satisfy wants and needs.you intend to amass a fortune, seek to
The component elements of markets or wholeunderstand and satisfy people, for they are the
economies for that matter, are: physicalkey to understanding money and markets. People
resources, labor, knowledge, ideas, and motivation.make the money go round.
Economic pundits often focus erroneously on the